Sure, you already have the best health insurance policy money can buy – but does it protect you when you’re traveling out of the country for business and you are away from your corporate housing San Diego suite? This is they type of thing people don’t realize they need, until they need it once it is already too late. On Call International provides both annual or per-trip plans with medical and trip assistance for travelers.
You can protect yourself and your family against medical emergencies and also other problems that can arise while traveling, such as losing your passport. If you, or one of your family members, has potential health issues, and they will be traveling with you, this is a very smart investment to make.
As with every health care provider, there are pro’s and con’s to be considered. Some of the pro’s include: flexible plans, a reasonable up-front fee, (which is much more affordable than emergency medical costs), 24/7 assistance, unlimited emergency evacuation to a hospital of your choosing, and transport home after hospitalization. Some of the con’s are: the cost, though it is competitive with other travel insurance plans, it isn’t cheap and it is not designed to cover actual medical procedures for which you will still need health insurance for.
Because this is an international service, there are some unique features as well. On Call International can provide worldwide medical, dental and pharmacy referrals, translation and interpreter services, emergency travel funds assistance, embassy and consular relations, and worldwide legal assistance. But perhaps the most common (and convenient), service they provide is assistance with lost or stolen travel documents and credit card replacement. They even help with lost and delayed luggage.
So, whether you are anticipating a disaster or not (and who can ever predict that kind of stuff, anyways?), don’t find yourself without this vital service the next time you are on a business trip outside of the country.